Frequently asked questions

Yes — when it's structured correctly. RESPA specifically permits Affiliated Business Arrangements in which a real estate professional holds an ownership interest in a title company they refer business to. The arrangement must satisfy three conditions: the consumer receives a written disclosure, the consumer is never required to use the company, and the only thing of value you receive is a return on your ownership. Vested builds every venture to meet those standards, with qualified legal counsel. See our compliance page for detail.

None at all. You bring the real estate relationships and the deal flow; we bring everything title-side — licensed examiners, underwriter relationships, escrow and settlement operations, technology, and compliance. You stay focused on your core business.

Yes. The joint venture is a real, licensed title agency that operates under your brand — white-labeled to you — and you hold an ownership stake in it. Vested co-invests and runs the back office, but your clients close under your title company and distributions track your ownership. Here's why we build joint ventures.

It depends on your state, but the math generally works when you consistently influence enough closings each year to keep a title desk busy. The quickest way to know is to model it in the revenue calculator and then book a discovery call so we can run real numbers.

Startup economics depend on your state's licensing and bonding requirements and how the venture is capitalized. In a joint venture, Vested shares the startup investment, which lowers your personal outlay. We'll lay out the specific numbers for your situation on a discovery call before you commit to anything.

Timelines vary with your state's licensing process and the structure. The joint venture model is usually the fastest route to your first closing because the operational infrastructure is already in place.

No — and you legally cannot require it. Under RESPA, clients must remain free to choose any provider. The model works because, given a great experience and fair pricing, many clients are happy to use a company you stand behind. We train your team on exactly how to present the option compliantly.

We're currently licensed to structure joint-venture title agencies in Florida, Georgia, South Carolina, and Tennessee, with additional states being added. Title regulation is state-specific, so if you operate elsewhere, tell us on a discovery call and we'll let you know when your market is on the roadmap.

As an owner, you receive distributions of the agency's profit in proportion to your ownership stake — after the agency's operating expenses. It is a return on a real business you own, not a payment per referral, which is precisely what keeps it compliant.