/* ============================================================
   VESTED TITLE PARTNERS — design system
   Modern fintech: deep navy + electric teal
   ============================================================ */
:root{
  --navy:#0B1F33;
  --navy-2:#102A45;
  --navy-3:#16344F;
  --teal:#19C3C9;
  --teal-2:#11A8AE;
  --teal-soft:#E6FAFB;
  --ink:#0B1F33;
  --body:#41556A;
  --muted:#6B7E92;
  --line:#E3EAF0;
  --bg:#FFFFFF;
  --bg-soft:#F4F8FB;
  --bg-soft-2:#EEF4F8;
  --white:#FFFFFF;
  --gold:#F2C14E;
  --radius:16px;
  --radius-sm:11px;
  --shadow-sm:0 2px 10px rgba(11,31,51,.06);
  --shadow:0 18px 50px rgba(11,31,51,.12);
  --shadow-teal:0 14px 40px rgba(25,195,201,.28);
  --serif:'Space Grotesk',system-ui,sans-serif;
  --sans:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --wrap:1180px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);color:var(--body);background:var(--bg);line-height:1.65;font-size:17px;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);line-height:1.12;font-weight:700;letter-spacing:-.02em}
h1{font-size:clamp(2.2rem,5.4vw,4rem)}
h2{font-size:clamp(1.8rem,3.8vw,2.9rem)}
h3{font-size:clamp(1.2rem,2vw,1.5rem)}
p{margin:0}
em{font-style:normal;color:var(--teal-2)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
section{padding:96px 0}
.sec-soft{background:var(--bg-soft)}
.sec-navy{background:var(--navy);color:#C7D6E4}
.sec-navy h1,.sec-navy h2,.sec-navy h3,.sec-navy h4{color:#fff}
.sec-navy em{color:var(--teal)}

/* ---------- eyebrow / tags ---------- */
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--sans);font-weight:700;
  font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--teal-2);margin-bottom:18px}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--teal);border-radius:2px}
.sec-navy .eyebrow{color:var(--teal)}
.center{text-align:center}
.center .eyebrow::before{display:none}
.lead{font-size:1.18rem;color:var(--muted);max-width:640px}
.center .lead{margin-left:auto;margin-right:auto}
.sec-navy .lead{color:#9DB4C9}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--sans);
  font-weight:700;font-size:.98rem;padding:15px 28px;border-radius:999px;cursor:pointer;border:0;
  transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;white-space:nowrap}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--teal);color:var(--navy);box-shadow:var(--shadow-teal)}
.btn-primary:hover{background:#27D4DA;transform:translateY(-2px)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-3);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal-2)}
.sec-navy .btn-ghost,.hero .btn-ghost,.cta .btn-ghost,.phero .btn-ghost,.model-b .btn-ghost{color:#fff;border-color:rgba(255,255,255,.28)}
.sec-navy .btn-ghost:hover,.hero .btn-ghost:hover,.cta .btn-ghost:hover,.phero .btn-ghost:hover,.model-b .btn-ghost:hover{border-color:var(--teal);color:var(--teal)}
.btn-lg{padding:17px 34px;font-size:1.05rem}

/* ---------- nav ---------- */
.nav{position:sticky;top:0;z-index:90;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);
  border-bottom:1px solid transparent;transition:border-color .25s,box-shadow .25s}
.nav.scrolled{border-bottom-color:var(--line);box-shadow:0 6px 24px rgba(11,31,51,.05)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;gap:11px}
.brand .mk{flex:0 0 auto;border-radius:10px;box-shadow:0 6px 16px rgba(25,195,201,.35)}
.brand-name{font-family:var(--serif);font-weight:700;font-size:1.24rem;color:var(--ink);letter-spacing:-.02em;line-height:1;text-align:center}
.brand-sub{display:block;font-family:var(--sans);font-weight:600;font-size:.62rem;letter-spacing:.18em;
  text-transform:uppercase;color:var(--muted);margin-top:4px;line-height:1.25;text-align:center}
.nav-links{display:flex;flex-wrap:nowrap;align-items:center;gap:2px;white-space:nowrap}
.nav-links>a{font-weight:600;font-size:.9rem;color:var(--body);padding:8px 10px;border-radius:9px;white-space:nowrap;transition:color .15s,background .15s}
.nav-links>a:not(.btn):hover{color:var(--teal-2);background:var(--bg-soft)}
.nav-links>a.active{color:var(--teal-2)}
.nav-cta{margin-left:8px}
.hamb{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.hamb span{width:24px;height:2.4px;background:var(--ink);border-radius:2px;transition:.25s}
.hamb.open span:nth-child(1){transform:translateY(7.4px) rotate(45deg)}
.hamb.open span:nth-child(2){opacity:0}
.hamb.open span:nth-child(3){transform:translateY(-7.4px) rotate(-45deg)}

/* ---------- hero ---------- */
.hero{position:relative;background:radial-gradient(1100px 560px at 78% -8%,rgba(25,195,201,.18),transparent 60%),
  linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;overflow:hidden;padding:104px 0 110px}
.hero::after{content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);
  background-size:46px 46px;mask-image:radial-gradient(900px 500px at 75% 0%,#000,transparent 72%);pointer-events:none}
.hero-inner{position:relative;z-index:2;max-width:760px}
.hero h1{color:#fff}
.hero h1 em{color:var(--teal)}
.hero .lead{color:#A9C0D6;font-size:1.25rem;margin:22px 0 34px;max-width:600px}
.hero-pill{display:inline-flex;align-items:center;gap:9px;background:rgba(25,195,201,.12);border:1px solid rgba(25,195,201,.32);
  color:var(--teal);font-weight:600;font-size:.85rem;padding:7px 15px;border-radius:999px;margin-bottom:26px}
.hero-pill .dot{width:7px;height:7px;border-radius:50%;background:var(--teal);box-shadow:0 0 0 4px rgba(25,195,201,.2)}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-feats{display:grid;grid-template-columns:repeat(4,1fr);gap:13px;margin-top:42px;padding-top:34px;border-top:1px solid rgba(255,255,255,.1)}
.hf{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.13);border-radius:14px;padding:18px;transition:border-color .2s,background .2s}
.hf:hover{border-color:rgba(25,195,201,.45);background:rgba(25,195,201,.06)}
.hf-ic{width:34px;height:34px;border-radius:9px;background:rgba(25,195,201,.14);display:flex;align-items:center;justify-content:center;margin-bottom:13px}
.hf-ic svg{width:18px;height:18px;color:var(--teal);stroke-width:1.8}
.hf b{display:block;font-family:var(--serif);font-weight:700;color:#fff;font-size:1.1rem;letter-spacing:-.01em;line-height:1.12}
.hf span{display:block;font-size:.8rem;color:#9DB4C9;margin-top:6px;line-height:1.45}
@media(max-width:860px){.hero-feats{grid-template-columns:repeat(2,1fr)}}
@media(max-width:430px){.hero-feats{gap:10px}.hf{padding:14px}}

/* ---------- generic grids ---------- */
.grid{display:grid;gap:24px}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}
.sec-head{max-width:680px;margin-bottom:54px}
.sec-head.center{margin-left:auto;margin-right:auto}

/* ---------- cards ---------- */
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px;
  box-shadow:var(--shadow-sm);transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#CFE9EA}
.card .ico{width:50px;height:50px;border-radius:13px;display:flex;align-items:center;justify-content:center;
  background:var(--teal-soft);color:var(--teal-2);margin-bottom:18px}
.card .ico svg{width:25px;height:25px;stroke-width:1.8}
.card h3{margin-bottom:9px}
.card p{font-size:.97rem;color:var(--muted)}
.sec-navy .card{background:var(--navy-2);border-color:rgba(255,255,255,.08)}
.sec-navy .card p{color:#9DB4C9}
.sec-navy .card .ico{background:rgba(25,195,201,.14);color:var(--teal)}
.sec-navy .card:hover{border-color:rgba(25,195,201,.4)}

/* ---------- two-model cards ---------- */
.models{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}
.model{position:relative;border-radius:20px;padding:38px 34px;overflow:hidden}
.model-a{background:linear-gradient(160deg,#fff,#F3F9FB);border:1.5px solid var(--line)}
.model-b{background:linear-gradient(160deg,var(--navy),var(--navy-3));color:#C7D6E4;border:1.5px solid var(--navy-3)}
.model-b h3,.model-b h4{color:#fff}
.model .badge{display:inline-block;font-weight:700;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;
  padding:6px 13px;border-radius:999px;margin-bottom:16px}
.model-a .badge{background:var(--teal-soft);color:var(--teal-2)}
.model-b .badge{background:rgba(25,195,201,.16);color:var(--teal)}
.model h3{font-size:1.55rem;margin-bottom:6px}
.model .sub{font-size:.97rem;margin-bottom:22px}
.model-a .sub{color:var(--muted)}
.model-b .sub{color:#9DB4C9}
.model ul{list-style:none;display:flex;flex-direction:column;gap:13px;margin-bottom:26px}
.model li{display:flex;gap:11px;font-size:.97rem;align-items:flex-start}
.model li svg{flex:0 0 auto;width:20px;height:20px;margin-top:2px;color:var(--teal-2)}
.model-b li svg{color:var(--teal)}
.model-b li{color:#C7D6E4}

/* ---------- steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:step}
.step{position:relative;padding-top:8px}
.step .n{width:46px;height:46px;border-radius:13px;background:var(--navy);color:var(--teal);
  font-family:var(--serif);font-weight:700;font-size:1.2rem;display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.step h3{font-size:1.18rem;margin-bottom:8px}
.step p{font-size:.96rem;color:var(--muted)}

/* numbered vertical list (how it works detail) */
.flow{display:flex;flex-direction:column;gap:0;counter-reset:f}
.flow-item{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:26px 0;border-bottom:1px solid var(--line)}
.flow-item:last-child{border-bottom:0}
.flow-item .fn{counter-increment:f;width:54px;height:54px;border-radius:14px;background:var(--teal-soft);
  color:var(--teal-2);font-family:var(--serif);font-weight:700;font-size:1.3rem;display:flex;align-items:center;justify-content:center}
.flow-item .fn::before{content:counter(f,decimal-leading-zero)}
.flow-item h3{margin-bottom:7px}
.flow-item p{color:var(--muted);font-size:1rem}

/* ---------- comparison table ---------- */
.cmp{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm)}
.cmp th,.cmp td{padding:18px 22px;text-align:left;font-size:.97rem;border-bottom:1px solid var(--line);vertical-align:top}
.cmp thead th{background:var(--navy);color:#fff;font-family:var(--serif);font-size:1.02rem;letter-spacing:-.01em}
.cmp thead th:first-child{background:var(--navy-2)}
.cmp tbody th{font-weight:600;color:var(--ink);background:var(--bg-soft);width:30%}
.cmp td b{color:var(--ink)}
.cmp tr:last-child th,.cmp tr:last-child td{border-bottom:0}
.cmp .yes{color:var(--teal-2);font-weight:700}

/* ---------- stat band ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat .num{font-family:var(--serif);font-weight:700;font-size:clamp(2rem,4vw,3rem);color:#fff;letter-spacing:-.02em}
.stat .num em{color:var(--teal)}
.stat .lbl{font-size:.9rem;color:#9DB4C9;margin-top:4px}

/* ---------- split feature ---------- */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}
.split.rev .split-media{order:-1}
.split-media{border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.split ul{list-style:none;display:flex;flex-direction:column;gap:15px;margin-top:22px}
.split li{display:flex;gap:13px;align-items:flex-start;font-size:1.02rem}
.split li svg{flex:0 0 auto;width:24px;height:24px;color:var(--teal-2);margin-top:1px}

/* check chip box (compliance) */
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 32px;box-shadow:var(--shadow-sm)}
.panel.teal{background:linear-gradient(160deg,var(--teal-soft),#fff);border-color:#CFEFF0}
.panel h3{margin-bottom:10px}
.panel p{color:var(--muted);font-size:.98rem}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:stretch}
.calc-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow-sm)}
.calc-field{margin-bottom:24px}
.calc-field label{display:flex;justify-content:space-between;font-weight:600;color:var(--ink);font-size:.95rem;margin-bottom:10px}
.calc-field label .val{color:var(--teal-2);font-family:var(--serif)}
.calc-field input[type=range]{width:100%;accent-color:var(--teal)}
.calc-field input[type=number],.calc-field select{width:100%;padding:13px 15px;border:1.5px solid var(--line);
  border-radius:11px;font-family:var(--sans);font-size:1rem;color:var(--ink);background:#fff}
.calc-field input:focus,.calc-field select:focus{outline:0;border-color:var(--teal)}
.seg{display:flex;gap:8px;background:var(--bg-soft);padding:6px;border-radius:13px}
.seg button{flex:1;border:0;background:transparent;padding:11px;border-radius:9px;font-weight:700;font-family:var(--sans);
  color:var(--muted);cursor:pointer;font-size:.92rem;transition:.18s}
.seg button.on{background:#fff;color:var(--navy);box-shadow:var(--shadow-sm)}
.calc-out{background:linear-gradient(165deg,var(--navy),var(--navy-3));border-radius:var(--radius);
  padding:38px 34px;color:#C7D6E4;display:flex;flex-direction:column}
.calc-out .eyebrow{color:var(--teal)}
.calc-big{font-family:var(--serif);font-weight:700;font-size:clamp(2.6rem,6vw,3.8rem);color:#fff;letter-spacing:-.02em;line-height:1}
.calc-big em{color:var(--teal)}
.calc-cap{color:#9DB4C9;font-size:.95rem;margin:6px 0 26px}
.calc-row{display:flex;justify-content:space-between;padding:15px 0;border-top:1px solid rgba(255,255,255,.1);font-size:.97rem}
.calc-row span{color:#9DB4C9}
.calc-row b{color:#fff;font-family:var(--serif);font-size:1.15rem;font-weight:600}
.calc-note{font-size:.78rem;color:var(--muted);margin-top:auto;padding-top:22px}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:14px}
.faq-item{border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden;transition:border-color .2s}
.faq-item.open{border-color:#CFE9EA;box-shadow:var(--shadow-sm)}
.faq-q{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 26px;cursor:pointer;
  font-family:var(--serif);font-weight:600;font-size:1.08rem;color:var(--ink)}
.faq-q svg{flex:0 0 auto;width:22px;height:22px;color:var(--teal-2);transition:transform .25s}
.faq-item.open .faq-q svg{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;color:var(--muted);font-size:1rem}
.faq-a div{padding:0 26px 24px}
.faq-item.open .faq-a{max-height:480px}

/* ---------- CTA band ---------- */
.cta{position:relative;background:radial-gradient(800px 400px at 80% 0%,rgba(25,195,201,.22),transparent 60%),
  linear-gradient(160deg,var(--navy),var(--navy-3));color:#fff;border-radius:24px;padding:64px 56px;text-align:center;overflow:hidden}
.cta h2{color:#fff;max-width:680px;margin:0 auto 14px}
.cta p{color:#A9C0D6;max-width:540px;margin:0 auto 30px}
.cta .hero-cta{justify-content:center}

/* ---------- contact form ---------- */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow-sm)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{margin-bottom:18px}
.field label{display:block;font-weight:600;font-size:.92rem;color:var(--ink);margin-bottom:8px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:11px;
  font-family:var(--sans);font-size:1rem;color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--teal)}
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:start}
.contact-info .ci{display:flex;gap:15px;align-items:flex-start;margin-bottom:24px}
.contact-info .ci .ico{width:46px;height:46px;border-radius:12px;background:var(--teal-soft);color:var(--teal-2);
  display:flex;align-items:center;justify-content:center;flex:0 0 auto}
.contact-info .ci h4{font-size:1.02rem;margin-bottom:3px}
.contact-info .ci p,.contact-info .ci a{color:var(--muted);font-size:.97rem}

/* ---------- state cards ---------- */
.state-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 20px;text-align:center;
  box-shadow:var(--shadow-sm);transition:transform .2s,box-shadow .2s,border-color .2s}
.state-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#CFE9EA}
.st-ab{display:block;font-family:var(--serif);font-weight:700;font-size:2.7rem;color:var(--navy);letter-spacing:-.02em;line-height:1}
.st-nm{display:block;font-weight:600;color:var(--ink);margin-top:8px;font-size:1rem}
.st-tag{display:inline-flex;align-items:center;gap:5px;margin-top:16px;font-size:.76rem;font-weight:700;letter-spacing:.04em;
  color:var(--teal-2);background:var(--teal-soft);padding:5px 13px;border-radius:999px}
.st-tag svg{width:13px;height:13px}

/* ---------- logo strip ---------- */
.uses{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}
.use-chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:11px 22px;font-weight:600;
  font-size:.94rem;color:var(--ink);box-shadow:var(--shadow-sm)}

/* ---------- blog index ---------- */
.post-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.post-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px;box-shadow:var(--shadow-sm);transition:transform .2s,box-shadow .2s,border-color .2s}
.post-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#CFE9EA}
.post-cat{display:inline-flex;font-weight:700;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-2);margin-bottom:13px}
.post-card h3{font-size:1.3rem;line-height:1.2;margin-bottom:10px}
.post-card h3 a{color:var(--ink)}
.post-card h3 a:hover{color:var(--teal-2)}
.post-card p{color:var(--muted);font-size:.97rem;flex:1}
.post-card .read{margin-top:18px;color:var(--teal-2);font-weight:600;font-size:.9rem}
.post-meta{display:flex;gap:1rem;flex-wrap:wrap;color:var(--muted);font-size:.82rem;margin-top:14px}

/* ---------- article ---------- */
.article{max-width:760px;margin:0 auto}
.article .lead-p{font-size:1.2rem;color:var(--ink);margin-bottom:1.6rem;line-height:1.6}
.article h2{font-family:var(--serif);margin:2.5rem 0 1rem;font-size:1.7rem;color:var(--ink);letter-spacing:-.01em}
.article h3{font-family:var(--serif);margin:1.9rem 0 .6rem;font-size:1.22rem;color:var(--ink)}
.article p{margin-bottom:1.15rem;color:var(--body)}
.article ul,.article ol{margin:0 0 1.35rem 1.3rem;display:flex;flex-direction:column;gap:.55rem}
.article li{color:var(--body)}
.article a{color:var(--teal-2);font-weight:600}
.article a:hover{text-decoration:underline}
.article strong{color:var(--ink)}
.callout{background:var(--teal-soft);border:1px solid #CFEFF0;border-left:4px solid var(--teal);border-radius:12px;padding:20px 24px;margin:1.8rem 0}
.callout h4{margin-bottom:.4rem;font-size:1.05rem}
.callout p{margin:0;color:#37535e;font-size:.98rem}
.toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:14px;padding:22px 26px;margin:0 0 2.2rem}
.toc h4{font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:.7rem}
.toc a{display:block;color:var(--ink);padding:5px 0;font-weight:500;font-size:.97rem}
.toc a:hover{color:var(--teal-2)}
@media(max-width:700px){.post-grid{grid-template-columns:1fr}}

/* ---------- footer ---------- */
footer{background:var(--navy);color:#8FA6BC;padding:72px 0 30px}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-brand .brand-name{color:#fff}
.foot-brand p{margin:18px 0;font-size:.95rem;color:#8FA6BC;max-width:300px}
.foot-col h4{color:#fff;font-family:var(--sans);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:18px}
.foot-col a{display:block;color:#8FA6BC;font-size:.95rem;margin-bottom:11px;transition:color .15s}
.foot-col a:hover{color:var(--teal)}
.foot-bottom{padding-top:26px;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;font-size:.84rem;color:#6B7E92}
.foot-bottom a{color:#8FA6BC}
.foot-bottom a:hover{color:var(--teal)}
.disclaimer{font-size:.78rem;color:#5E7186;line-height:1.6;margin-top:18px;max-width:880px}

/* ---------- mobile nav ---------- */
.mobnav{position:fixed;inset:0 0 0 auto;width:min(86%,340px);background:#fff;z-index:100;transform:translateX(100%);
  transition:transform .3s ease;box-shadow:-20px 0 50px rgba(11,31,51,.18);padding:88px 28px 32px;display:flex;flex-direction:column;gap:6px}
.mobnav.open{transform:translateX(0)}
.mobnav a{font-weight:600;font-size:1.05rem;color:var(--ink);padding:14px 6px;border-bottom:1px solid var(--line)}
.mobnav a.btn{margin-top:18px;border-bottom:0;justify-content:center}
.scrim{position:fixed;inset:0;background:rgba(11,31,51,.45);z-index:99;opacity:0;visibility:hidden;transition:.3s}
.scrim.open{opacity:1;visibility:visible}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* ---------- page hero (inner) ---------- */
.phero{background:radial-gradient(800px 420px at 85% -20%,rgba(25,195,201,.16),transparent 60%),
  linear-gradient(180deg,var(--navy),var(--navy-2));color:#fff;padding:78px 0 70px;text-align:center}
.phero h1{color:#fff;max-width:840px;margin:0 auto}
.phero h1 em{color:var(--teal)}
.phero p{color:#A9C0D6;max-width:620px;margin:18px auto 0;font-size:1.15rem}
.crumb{font-size:.84rem;color:#7D95AD;margin-bottom:18px}
.crumb a:hover{color:var(--teal)}

/* ---------- utilities ---------- */
.mt-s{margin-top:18px}.mt-m{margin-top:34px}
.maxr{max-width:760px}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media(max-width:980px){
  .split,.calc,.contact-grid{grid-template-columns:1fr;gap:36px}
  .split.rev .split-media{order:0}
  .foot-top{grid-template-columns:1fr 1fr;gap:32px}
  .foot-brand{grid-column:1/-1}
}
@media(max-width:1024px){
  .nav-links{display:none}
  .hamb{display:flex}
}
@media(max-width:860px){
  section{padding:72px 0}
  .g-3,.g-4,.steps,.stats,.models{grid-template-columns:1fr 1fr}
  .hero{padding:80px 0 84px}
}
@media(max-width:600px){
  body{font-size:16px}
  .g-2,.g-3,.g-4,.steps,.models,.stats,.form .row{grid-template-columns:1fr}
  .stats{gap:30px}
  .cta{padding:48px 26px}
  .hero-cta .btn,.cta .btn{width:100%}
  .hero-trust{gap:20px}
  .flow-item{grid-template-columns:1fr;gap:12px}
  .cmp thead th,.cmp th,.cmp td{padding:14px 14px;font-size:.9rem}
  .cmp tbody th{width:auto}
  .foot-top{grid-template-columns:1fr}
  .panel,.card,.calc-form,.form{padding:24px}
}